a UNIQUE array of financial solutions AND SERVICES
 

The Grande Punto offers an array of financial solutions and services that is unique in the automotive field, as well as a comprehensive range which, depending on the market, proposes important features, including many that were reserved for up-market cars until recently.

Finance and Services

The Grande Punto is the ideal car for the single or married adult, a couple with children, young drivers and young women. For them Fiat Auto has created a number of financial products with customised service packages, including the original 'Punto Bag' initiative. Companies and self-employed professional people will also be able to enjoy new formulae now offered by the Grande Punto, such as long-term rental.

Tailor-made financial services

Fiat Auto's Financial Services function has developed a series of financial products with inclusive services based on the behaviour and specific requirements of potential buyers. The single or married adult, couples with children, and young drivers will find financial products with insurance, maintenance, extended warranties and roadside assistance services that have been selected specifically for them. In Italy, for example, thanks to Sava loans, the very young have access to modular rates that meet their growing spending capacity.
 

And we must not forget that by buying the Grande Punto, young drivers are also entitled to obligatory insurance (third party liability) at an extremely competitive price, as part of the Sava loan. In Germany on the other hand, customers can take advantage of a range of After Sales services, plus an extended warranty for the duration of the Fiat Bank loan.

The Punto Bag

In line with Fiat's communications strategy, the range of Fiat Auto financial services focuses on the 'Adult' target, and offers an exclusive novelty, the Punto Bag. This is a Fiat Vintage backpack, containing the financial products and services studied for the Grande Punto. The original bag contains: the company's financial offers, with the various services selected on the basis of the needs of Adults in various countries, and the Fiat credit card, which offers privileged purchasing conditions for maintenance and service, and the purchase of products from the Fiat network.
The Punto Bag will be offered to everyone who buys the car covered by financing from Fiat.

Long-term rental

One of the many ways in which we use our cars is that of long-term rental, a formula that guarantees significant operating and tax advantages for companies and the self-employed. A long-term rental contract relieves the customer of all the formalities related to direct management of the car, because the rental company deals with them: ownership tax, insurance (third party, theft-fire, comprehensive, etc.), claims, ordinary and extraordinary maintenance, courtesy car, etc. All by paying a monthly fee and without investing any capital. Innovative rental formulae are proving a success, such as 'rental with advance', which offers the motorist a significant saving on the monthly payment by exploiting the trade-in of a second-hand vehicle or a down payment.