FIAT AUTO FINANCIAL SERVICES
 

Fiat Auto Financial Services has always paid great attention to the needs of all customers of the Fiat Group brands, and offers financial solutions for customers of the New Scudo - businesses, public authorities, tradesmen, artisans and private individuals - with the specific aim of meeting the need for mobility of whoever chooses this vehicle for their work or as a vehicle for family and leisure time activities. Whether it is a Leasing contract, a simple loan or a long-term rental, there are several proposals to choose from, all good value for money, thanks to the services included in the instalment or fee.

Financial services

One purchasing formula for the New Scudo that is particularly suitable for professional people, the self-employed and businessmen, is the leasing contract, which offers considerable tax advantages. In this context, an innovative initiative has been developed with Sava, a Fiat Group company that leads the Italian market in the field of financial services, which adapts flexibly to the needs of the New Scudo customer, with a down payment of between 10 percent and 30 percent, flexible duration from 30 to 60 months, and a final purchase option between 1 percent and 15 percent. There are also more traditional financing solutions such as Instalment payments, which spread out all or part of the cost of the new vehicle over a period that can vary from 12 to 72 months.

Sava also provides a series of exclusive services that can be combined and spread out: one that is particularly suitable for the target that choose the New Scudo as an important support to their work, is Prestito Protetto (Protected Loan), combining insurance cover with a leasing contract to relieve the customer from having to repay the monthly instalments due (within the limits envisaged by the policy and with certain exceptions), or the capital in the event of unexpected and uncontrollable personal emergencies, such as the sudden and premature cessation of activities.
 

It is also possible to combine a loan with Theft/Fire insurance, which provides cover for the entire duration of the loan contract against theft, fire, robbery, natural and socio-political events and window breakage, with the exclusive KASKO (comprehensive) policy that includes repayment of damages in the event of a collision with another vehicle, collision with a fixed or mobile obstacle, overturning or going off the road. In the event of partial damage, the policy also guarantees repayment of partial damages with the value as new.

Long-term rental

The ‘long-term rental’ formula allows the customer (company, public authority, individual firm, self-employed or private individual) to use the vehicle without owning it, relieving him of all the obligations related to direct management of the vehicle, which are performed by the rental company (ownership tax, insurance and management of claims, ordinary and extraordinary maintenance, roadside assistance and tyre replacement, courtesy car). All this, plus other important advantages for the customer: set, programmed costs and the payment of a monthly fee without capital investment, tax advantages thanks to the deduction of the fee and elimination of the risk related to the sale of the second hand vehicle.

In Italy, New Scudo customers can take advantage of rental solutions proposed by Savarent on the basis of all the various requirements of the target. There are four proposals, which extend from ‘all inclusive’ rental contracts such as Global rent, which includes all the services (third party, fire-theft and comprehensive insurance, ordinary and extraordinary maintenance, management of the ownership tax, roadside assistance, complete management of claims, service, tyre replacement and courtesy car), to formulae that include essential services, such as Light Rent and First Rent arrangements with advance (third party, fire-theft, comprehensive insurance, ordinary and extraordinary maintenance, management of the ownership tax, roadside assistance, complete management of claims). And we must not overlook the absolute novelty and flexibility of Free Rent, a real ‘trial offer’. And finally, users of the New Scudo can also take advantage of two more optional services, which are essential for anyone who conducts much of his business on board his vehicle: SOS Driving Licence, an insurance policy that provides a daily indemnity/reimbursement in the event of suspension or withdrawal of the owner’s licence, and SOS Points, an insurance policy that reimburses the expense of refresher driving courses and a new driving test when this is obligatory following the endorsement or suspension of the owner’s driving licence.